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Oz Lotto

Updated Jul 20265 min readSource-verified

Australia's biggest jackpot game, and one of the very few major lotteries anywhere that pays a top prize with nothing withheld and no annuity attached. Here is how it works, what the odds actually are, and what changes if you are playing from outside Australia.

Quick answer

Oz Lotto is drawn every Tuesday at 7:30 pm Australian Eastern time. You pick seven numbers from 1 to 47, and ten balls are drawn — the first seven are the winning numbers and the last three are supplementaries that count towards Divisions 2, 4 and 7. Division 1 odds are 1 in 62,891,499, the jackpot starts at a guaranteed AU$3 million, and prizes are paid tax-free as a single lump sum with no withholding, for Australians and overseas winners alike.

Division 1 odds
1 in 62.9M
Any-prize odds
1 in 50
Tax at source
0%
Draw day
Tue
Oz Lotto at a glance
Format
7 numbers from 1–47, plus 3 supplementary numbers drawn
Draw
Every Tuesday, 7:30 pm Australian Eastern time
Division 1 odds
1 in 62,891,499
Odds of any prize
About 1 in 50
Prize divisions
Seven
Minimum jackpot
AU$3 million (guaranteed)
Jackpot cap
None — rolls until won
Record jackpot
AU$111,972,151 (November 2012, split four ways)
Largest single winner
AU$100 million (2 February 2025)
Ticket price
About AU$1.50 per line
Tax withheld
None — Australian lottery prizes are tax-free
Operator
the Lott (Tabcorp); Lotterywest in Western Australia

How Oz Lotto works

Oz Lotto is a 7/47 game. You choose seven numbers from 1 to 47 — or take a QuickPick — and one draw is held each week, on Tuesday evening.

The part that catches people out is that ten balls come out of the machine, not seven. The first seven are the winning numbers: match all of them and you take Division 1, at odds of 1 in 62,891,499. The last three are the supplementary numbers, and they count towards Divisions 2, 4 and 7 only. That is why a ticket which misses the jackpot by a single number can still land the second division — if the number it missed happens to be a supplementary.

That structure gives the game seven prize divisions and an overall chance of winning something of roughly 1 in 50, computed from the official matrix. The lowest division, Division 7, needs just three winning numbers plus at least one supplementary, and it accounts for the largest single share of the prize pool.

The game was redesigned in May 2022, moving from 7 numbers out of 45 to 7 out of 47 and adding a third supplementary ball. That change lengthened the Division 1 odds and is why the game now produces the very large jackpots it does — the roll runs longer before someone hits it.

Prize divisions and what they pay

Every Oz Lotto division is pari-mutuel: it takes a fixed percentage of the prize pool and splits it among that division's winners. Nothing is a fixed amount, so the value of each division moves with ticket sales and the number of people who win it.

  • Division 1 — 7 numbers — 1 in 62,891,499 — 40% of the pool
  • Division 2 — 6 + 1 supplementary — 1 in 2,994,833 — 2.2%
  • Division 3 — 6 numbers — 1 in 242,824 — 2.6%
  • Division 4 — 5 + 1 or 2 supplementaries — 1 in 26,270 — 2.0%
  • Division 5 — 5 numbers — 1 in 4,497 — 1.6%
  • Division 6 — 4 numbers — 1 in 182 — 19.8%
  • Division 7 — 3 + at least 1 supplementary — 1 in 71 — 31.8%

Those odds are computed directly from the 7/47 matrix and match the operator's published figures. Notice where the money actually goes: more than half the prize pool sits in the two smallest divisions, which is what makes the overall 1-in-50 chance of a return meaningful rather than theoretical.

No withholding, no annuity: why the advertised jackpot is the real one

This is the genuine structural advantage Oz Lotto has over the American games, and it is rarely spelled out.

**Nothing is withheld.** Australia does not tax lottery prizes. The Australian Taxation Office treats a win in a game of chance as a windfall rather than assessable income, so no tax is deducted at source and none is owed afterwards. That applies to overseas winners too — there is no non-resident withholding, no equivalent of the American Form W-8BEN, and no refund claim to file.

**There is no annuity.** US jackpots are advertised as an annuity paid in thirty instalments over twenty-nine years, and the cash option most winners take is worth roughly half the headline figure. Oz Lotto has no such structure: Division 1 is paid as a single lump sum, and the advertised amount is the amount that arrives.

Stack those together and the comparison changes shape. A US$100 million Powerball jackpot is, for a non-resident, roughly half that as a cash option and then 30% lighter again. An AU$100 million Oz Lotto Division 1 is AU$100 million, less only the currency conversion if you are being paid outside Australia. Oz Lotto's jackpots are smaller in headline terms; they are much closer to their headline in real ones.

Records and the biggest wins

The largest Oz Lotto prize on record is **AU$111,972,151**, drawn in November 2012 and shared between four winning tickets — for a long time the biggest lottery prize in Australian history.

The largest amount won by a single Oz Lotto ticket is **AU$100 million**, taken by a woman in western Sydney in the draw of 2 February 2025, making her the biggest individual lottery winner in Australian history.

Because the game has no jackpot cap, an unwon Division 1 simply keeps rolling from its guaranteed AU$3 million floor. That is the mechanism behind those figures: a long run of Tuesdays with no winner, and a prize that compounds the whole way.

Playing Oz Lotto from outside Australia

Oz Lotto tickets are sold in Australia by the Lott and, in Western Australia, by Lotterywest. There is no residency requirement to win or claim a prize — the game pays whoever holds the winning ticket.

From outside Australia the route is a licensed lottery courier: the service buys a genuine ticket in Australia on your instruction, scans it into your account, and you hold that line for the Tuesday draw. The entry is identical to one bought over a counter in Melbourne. What differs is the price — you pay the face price plus the operator's service fee — and the currency, since prizes are paid in Australian dollars and converted on withdrawal.

We have country guides covering the legal position, home-country tax and claiming in detail for [the United Kingdom](https://toplotteryonline.com/how-to-play-oz-lotto-from-united-kingdom/), [Canada](https://toplotteryonline.com/how-to-play-oz-lotto-from-canada/) and [India](https://toplotteryonline.com/how-to-play-oz-lotto-from-india/).

Is Oz Lotto worth playing?

Honestly, it depends what you are comparing it against.

Against the American giants it compares well on almost every axis except the headline. Division 1 at 1 in 62,891,499 is roughly four and a half times easier to hit than Powerball's 1 in 292,201,338. Nothing is withheld. There is no annuity discount. And a line costs about AU$1.50 against US$2 for Powerball or US$5 for Mega Millions.

Against those same games it loses badly on ceiling. Oz Lotto's record is AU$111.9 million; Powerball has paid US$2.04 billion. If the specific thing you want is the largest possible number, this is not the game.

And against the odds themselves, the usual caveat holds. 1 in 62.9 million is still a very long way from likely, no selection method shortens it, and every combination is equally probable. Treat a ticket as a small fixed-cost piece of entertainment rather than a plan, set a budget you would not miss, and if it stops being entertainment, [Gambling Help Online](https://www.gamblinghelponline.org.au/) and our [responsible play guide](/responsible-play/) are the places to start.

Go deeper

Every prize tier and its odds are in our Oz Lotto odds and prizes guide.

Frequently asked questions

What are the odds of winning Oz Lotto?

Division 1 — matching all seven winning numbers — is 1 in 62,891,499. Across all seven divisions the overall chance of winning something is about 1 in 50. Both figures are computed from the official 7-from-47 matrix.

When is the Oz Lotto draw?

Every Tuesday at 7:30 pm Australian Eastern time. There is one draw a week.

What are Oz Lotto's supplementary numbers?

Ten balls are drawn in total. The first seven are the winning numbers; the last three are supplementaries, which count towards Divisions 2, 4 and 7. So a ticket matching six of the seven main numbers can still win Division 2 if its seventh number is a supplementary.

Is Oz Lotto tax-free?

Yes at source. Australia does not tax lottery prizes and nothing is withheld, for Australian or overseas winners. Whether your own country taxes the prize afterwards depends on where you live — our country guides cover that.

What is the biggest Oz Lotto jackpot ever?

AU$111,972,151 in November 2012, shared between four tickets. The largest amount won by a single ticket is AU$100 million, in the draw of 2 February 2025.

Can you play Oz Lotto from outside Australia?

Yes. There is no residency requirement to buy a ticket or claim a prize. From abroad, a licensed lottery courier buys a genuine Australian ticket on your behalf and scans it into your account.

Does Oz Lotto have a cash option like US lotteries?

No, and it does not need one. Division 1 is paid as a single lump sum, so the advertised jackpot is the amount paid — there is no 29-year annuity and no reduced cash value to choose between.

Ready to play Oz Lotto?

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